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When it comes to protecting your investment, comprehensive and rigorous coverage can help you get your property back without incurring huge legal costs. Best of all, you continue to benefit from rental payments for up to 12 months - meaning no loss of income to you as a landlord.
Through Goodlord’s partnership with your letting agent, we’re here to support you with an exclusive Rent Protection and Legal Expenses Service that you can’t get anywhere else on the market.
Protection if the tenant doesn’t pay their rent.
We’ll pursue tenants on your behalf to recover outstanding rent from them.
Eviction of tenants or squatters
Tenants who can’t meet the requirements of their tenancy agreement or squatters who are living in your landlord’s property without their consent will be evicted - and we’ll manage the legal proceedings.
Legal cover to pursue tenants for damage to the property of over £1,000.
Coverage up to £100,000 of legal expenses as well as legal defence in a criminal prosecution relating to the letting of the property and actions for unlawful discrimination.
Cost and expenses for a dispute with a party whom you have a direct contractual relationship with.
|Payment after vacant possession||75% for 2 months||50% for 2 months||None||None|
|Claims window (days)||90||37||31||30|
|Max payout||12 months||4 months||6 months||6 months|
|Property damage legal expenses cover||✓||X||X||✓|
|Contract dispute cover||✓||X||X||X|
|Standalone legal cover||✓||X||✓||✓|
Based on coverage of select alternative providers, accurate as of June 2020
We partner with DAS Insurance UK to underwrite our insurance policy. DAS has been giving customers legal help for over 40 years, and became one of the pioneers in the United Kingdom for legal expenses cover - meaning you can take confidence in your choice of provider.
We’ve continued to provide this service throughout COVID-19, with no disruption to new business or renewals. This is despite the changes the evictions process since the beginning of the pandemic, with new court processes, extended notice periods, and an evictions ban in place over winter 2020-2021 period.
Our service pays out for up to 12 months at 100% of rent. We’ll then also pay for up to 2 months at 75% whilst the property is being re-advertised. The property must be re-let with your current agent.
We’ll cover the eviction for rent arrears, serving the Section 8 notice, arranging a legal advocate, paying court costs and organising a bailiff. We’ll also evict for some other serious breaches. The main ones include subletting, illegal activity, unauthorised occupants and failure to vacate after a Section 21 notice - the case must have a 51% (or higher) chance of success in court, as determined by DAS Law.
This provides legal expenses and support where the tenant leaves with over £1,000 of damage in the property. Your deposit is used and then any damages over and above that amount will be chased through the money judgement process. Please be aware we need to be able to trace the tenant for you to benefit from this.